Octayne runs your billing, so it sees every invoice the moment it's raised. The one that's billed but unpaid is instantly advanceable — one click puts up to 80% in your account today, repaid when your client pays. No application, no factor, a fraction of factoring's cost.
Because you invoice from the same platform that tracks the work, Octayne knows the status of every invoice in real time. The one that's billed but still unpaid is instantly eligible for an advance — no forms, no data to send anywhere.
Pick the billed invoice and confirm. Octayne advances 80% — a $125,000 invoice becomes $100,000 in your account today — with the fee and repayment shown up front. Funded by a capital partner, not our balance sheet.
The advance is funded the day you request it — by a capital partner, off your live delivery and client-payment data, so the rate beats factoring. You make payroll now instead of waiting 45–60 days for the client to pay.
When the invoice is paid, the advance settles automatically. Your only cost is the fee plus interest for the days outstanding — a fraction of factoring's 24–60% APR, and the factor never touches your client relationship.
Run your firm on Octayne and advance up to $100K against your invoices, funded the day you bill. Cheaper than factoring, and you keep every client.
The modules behind invoice-to-advance.
Scope the SOW, rate cards, and timeline in one workspace.
One record for the whole engagement, from day one.
Jira, Microsoft 365, and QuickBooks feed progress automatically.
The project dashboard that reads your live data.
Staff the plan once the project is live.
Invoice straight from the tracked work.